Skip to content

Insa Ghulam

Senior Consultant

About

Insa Ghulam is a Senior Consultant supporting Harbor View's Accounting Team Continuity practice, where she embeds with client finance teams to keep month-end close, reconciliations, and financial reporting on schedule through leave coverage, turnover, and peak season demand. She documents standard operating procedures while performing the work, leaving clients with durable process knowledge and a clear owner for every activity. Insa brings more than seven years of accounting experience across public accounting, healthcare, and family office environments, with depth in GAAP financial statement preparation, multi-entity and consolidated reporting, and investment reporting for high-net-worth clients. She pairs audit and assurance discipline with practical close and reporting work, helping finance teams produce accurate, well-documented results. Based in Baltimore, she is focused on helping local organizations strengthen their financial operations.

Professional Experience

Harbor View Consulting

Senior Consultant

Nov 2026 - Present

  • Embeds with client finance teams through Accounting Team Continuity and Outsourced Accounting engagements to keep month-end close, reconciliations, and financial reporting on schedule through leave coverage, turnover, and peak season demand
  • Prepares and reviews GAAP-based financial statements, balance sheet reconciliations, and multi-entity reporting packages for client leadership
  • Documents standard operating procedures while performing the work, giving clients durable process knowledge with a named owner and backup for each activity
  • Partners with client finance leadership on knowledge transfer, close process improvement, and audit readiness

Family Office

Senior Accountant

Dec 2024 - May 2026

  • Managed accounting and financial reporting for high-net-worth client entities, covering investment, cash, and operating activity
  • Prepared quarterly and annual financial summaries, consolidated statements, and entity-level reporting packages
  • Reconciled bank, brokerage, and investment activity while reviewing NAV and capital statements
  • Produced investment performance and portfolio reporting summarizing IRR, capital activity, asset allocation, and portfolio value changes

National Accounting and Advisory Firm

Accountant II

Nov 2021 - Sep 2024

  • Executed GAAP financial statement audits, reviews, and compilations across multiple industries and client engagements
  • Analyzed general ledger activity and recorded adjusting journal entries to strengthen reporting accuracy and audit readiness
  • Built and analyzed WIP schedules, developed gross profit schedules, and validated revenue recognition accuracy
  • Investigated variance and reconciliation discrepancies to identify reporting issues and drive timely resolution

Regional Health Insurer

Financial Accountant II

Aug 2018 - Oct 2021

  • Managed federal and state payroll tax filings while maintaining compliance with reporting deadlines
  • Reconciled balance sheet accounts related to payroll, benefits, and accounts payable
  • Researched reconciliation variances and resolved discrepancies in underlying account activity

Education

  • Bachelor of Science in Accounting - Towson University

Expertise

  • Accounting Team Continuity
  • GAAP Financial Reporting
  • Month-End Close & Account Reconciliation
  • Multi-Entity & Consolidated Reporting
  • Bank & Brokerage Reconciliations
  • Family Office & Investment Reporting
  • Cash Flow Reporting
  • Audit Readiness & Support
  • Revenue Recognition & WIP Schedules
  • SOP Development & Documentation
  • Knowledge Transfer & Transition Support
  • Advanced Excel & SharePoint

Certifications

  • CPA Candidate
  • Microsoft Excel Certification